Updated: 18 Dec 2018
Making your Money Work
Find practical advice below to help you:
- Get help if you need it;
- Track and plan your spending;
- Improve your finances; and
- Avoid debt.
Don’t forget, it is important to pay your rent. If you don’t, you may risk losing your home.
Steps to take
Behind on the rent?
- Admit you’re behind (in arrears) – you’re often not alone
- Speak to your landlord.
- If you’re our tenant…talk to us: we may be able to help with money and debt advice and make your money work harder for you!
- Contact your Patch Manager / Housing Officer / Accounts Officer on T: 03448 920 900 (NGT* 18001 03448 920 900)
- Get free impartial help and advice
- Set a budget; and
- ‘Make the Call’ | 0800 232 1271 to see if you are missing out
Read ‘Making your Money Work ( 471 KB)’.
- Download, print and fill-out this handy family budget planner ( 131 KB)
Look at how much money you have coming in each week
- Look at how much you spend each week
- Decide how much you can really afford to spend and set a budget
Pay important debts first
Our Money Advice partner - Citizens Advice
Providing free, impartial and confidential advice:
- Call Freephone 0800 028 1881
- Visit your nearest Citizens Advice office
- Email: email@example.com
- Download our ‘Making your money work - a practical guide ( 471 KB)’
- Set your budget and keep to it!
- Avoid taking out extra credit – it will only increase your weekly spend
- Remember, credit and store cards can be the most expensive form of borrowing
- If you need to borrow, speak to your local credit union about what they can do for you
- If you do get into difficulties, don’t ignore the problem, get advice.
- NIDirect has some useful tips on managing your money.
*Next Generation Text (NGT)
For use by those who are deaf, hearing or speech impaired; a textphone or App is needed.